Condos — Typical Ongoing Costs- CAM (HOA) fees: monthly/annual; know the rate and what it covers (security, cleaning, common areas).
- Utilities: electricity, water, internet; confirm billing source (developer vs state provider).
- Insurance: contents/fixtures (building shell is usually under master policy).
- Maintenance: AC servicing, small repairs, occasional furnishings.
Condos — One-Off Costs- Sinking fund: one-time on first transfer; reserved for long-term capital works.
- Transfer fees & legal: Land Office fees and your independent lawyer’s fees.
- Furnishing package (if needed): varies by unit type and developer.
Villas — Typical Ongoing Costs- Garden & pool service: weekly servicing or bundled community plans.
- Community/HOA (if any): security, roads, lighting, shared facilities.
- Utilities & internet: metered individually; check water source/pressure in your area.
- Insurance: house & contents (confirm lender/insurer requirements if applicable).
Villas — One-Off Costs- Transfer & legal: structure-dependent; your lawyer checks land/house documentation.
- Furniture & appliances: wide range; many developers offer packages.
- Upgrades: outdoor kitchen/BBQ, solar, extra storage, landscaping.
Taxes & Special Notes- Thailand’s transfer-related taxes/fees vary by seller status and holding period; your lawyer will outline exact items for your case.
- Planning rentals? Add cleaning, linens, management, and potential vacancy to your model.
Benchmarking — Compare Apples to Apples- Put all monthly items in one column (CAM vs garden+pool).
- Separate one-off items (sinking fund, legal, furniture).
- Add a contingency line (5–10%) for unexpected fixes.
- Track currency assumptions (USD/THB) and update quarterly.
Quick Reference — Typical Line Items- Condos (monthly): CAM/HOA • Utilities • Internet • Contents insurance • AC servicing
- Condos (one-off): Sinking fund • Transfer fees • Legal • Furniture package
- Villas (monthly): Garden service • Pool service • Community/HOA (if any) • Utilities/Internet • House & contents insurance
- Villas (one-off): Transfer fees • Legal • Furniture & appliances • Upgrades (solar/BBQ/landscaping)
Need Clarity for Your Shortlist?Book a 15-min Call — I’ll confirm foreign-quota status, CAM/sinking, rules, and timelines for
3–6 condos that match your brief.